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arXiv · 2207.07008

Scoring Aave Accounts for Creditworthiness

Will Wolf·Aaron Henry·Hamza Al Fadel·Xavier Quintuna·Julian Gay
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Abstract

Scoring the creditworthiness of accounts that interact with decentralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol. The key component of this system is a tree-based binary classifier that predicts "position delinquency." To the community, we provide our method, results, and the (abridged) dataset on which this system is built.

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Will Wolf, Aaron Henry, Hamza Al Fadel, Xavier Quintuna, Julian Gay. 2022-07-14. Scoring Aave Accounts for Creditworthiness. https://arxiv.org/abs/2207.07008

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