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arXiv · 2306.10329

Managing health insurance using blockchain technology

Tajkia Nuri Ananna·Munshi Saifuzzaman·Mohammad Jabed Morshed Chowdhury·Md Sadek Ferdous
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Abstract

Health insurance plays a significant role in ensuring quality healthcare. In response to the escalating costs of the medical industry, the demand for health insurance is soaring. Additionally, those with health insurance are more likely to receive preventative care than those without health insurance. However, from granting health insurance to delivering services to insured individuals, the health insurance industry faces numerous obstacles. Fraudulent actions, false claims, a lack of transparency and data privacy, reliance on human effort and dishonesty from consumers, healthcare professionals, or even the insurer party itself, are the most common and important hurdles towards success. Given these constraints, this chapter briefly covers the most immediate concerns in the health insurance industry and provides insight into how blockchain technology integration can contribute to resolving these issues. This chapter finishes by highlighting existing limitations as well as potential future directions.

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Tajkia Nuri Ananna, Munshi Saifuzzaman, Mohammad Jabed Morshed Chowdhury, Md Sadek Ferdous. 2023-06-17. Managing health insurance using blockchain technology. https://doi.org/10.1049/pbhe048e_ch4

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