arXiv subjects

Anil Kumar Tiwari

Publications and source records attributed to Anil Kumar Tiwari.

5 recordsLinked to original sources

arXiv2026

CIFQA: A Deterministic Tool-Grounded Multi-Agent LLM Framework for Financial Query Answering

Calculation-intensive financial question answering requires exact reasoning over structured rates, temporal conditions, numerical formulas, and rule-based constraints. Although Large Language Models (LLMs) perform strongly on natural language tasks, they often produce numerically incorrect yet plausible answers when solving multi-step financial calculations. To address this limitation, we introduce CIFQA (Calculation-Intensive Financial Query Answering), a deterministic tool-grounded multi-agent LLM framework for financial question answering. CIFQA separates language understanding from numerical execution by assigning specialized agents to query interpretation, routing, parameter extraction, computation planning, and response generation, while deterministic Python-based tools perform financial calculations and rule application. We instantiate CIFQA for fixed deposit query answering and evaluate it on a curated benchmark of fixed deposit queries. CIFQA achieves 95.54% accuracy on calculation-intensive queries and 90.87% overall accuracy, substantially outperforming direct LLM baselines even when provided with complete formulas, rate cards, and benchmark instructions. Ablation studies show that deterministic components such as exact rate lookup, tenure computation, rolling-year adjustment, and premature-withdrawal logic are critical contributors to performance. Notably, a 17B open-source backbone operating within CIFQA outperforms substantially larger frontier models evaluated with the same financial information, demonstrating that architectural design is a more important determinant of numerical reliability than model scale. While evaluated on fixed deposit queries, CIFQA provides a generalizable framework for calculation-intensive financial reasoning tasks.

cs.AI↗

arXiv2024

ARNN: Attentive Recurrent Neural Network for Multi-channel EEG Signals to Identify Epileptic Seizures

Electroencephalography (EEG) is a widely used tool for diagnosing brain disorders due to its high temporal resolution, non-invasive nature, and affordability. Manual analysis of EEG is labor-intensive and requires expertise, making automatic EEG interpretation crucial for reducing workload and accurately assessing seizures. In epilepsy diagnosis, prolonged EEG monitoring generates extensive data, often spanning hours, days, or even weeks. While machine learning techniques for automatic EEG interpretation have advanced significantly in recent decades, there remains a gap in its ability to efficiently analyze large datasets with a balance of accuracy and computational efficiency. To address the challenges mentioned above, an Attention Recurrent Neural Network (ARNN) is proposed that can process a large amount of data efficiently and accurately. This ARNN cell recurrently applies attention layers along a sequence and has linear complexity with the sequence length and leverages parallel computation by processing multi-channel EEG signals rather than single-channel signals. In this architecture, the attention layer is a computational unit that efficiently applies self-attention and cross-attention mechanisms to compute a recurrent function over a wide number of state vectors and input signals. This framework is inspired in part by the attention layer and long short-term memory (LSTM) cells, but it scales this typical cell up by several orders to parallelize for multi-channel EEG signals. It inherits the advantages of attention layers and LSTM gate while avoiding their respective drawbacks. The model's effectiveness is evaluated through extensive experiments with heterogeneous datasets, including the CHB-MIT and UPenn and Mayo's Clinic datasets.

eess.SP↗

arXiv2024

DAAL: Density-Aware Adaptive Line Margin Loss for Multi-Modal Deep Metric Learning

Multi-modal deep metric learning is crucial for effectively capturing diverse representations in tasks such as face verification, fine-grained object recognition, and product search. Traditional approaches to metric learning, whether based on distance or margin metrics, primarily emphasize class separation, often overlooking the intra-class distribution essential for multi-modal feature learning. In this context, we propose a novel loss function called Density-Aware Adaptive Margin Loss(DAAL), which preserves the density distribution of embeddings while encouraging the formation of adaptive sub-clusters within each class. By employing an adaptive line strategy, DAAL not only enhances intra-class variance but also ensures robust inter-class separation, facilitating effective multi-modal representation. Comprehensive experiments on benchmark fine-grained datasets demonstrate the superior performance of DAAL, underscoring its potential in advancing retrieval applications and multi-modal deep metric learning.

cs.CV↗

arXiv2021

Stacked Deep Multi-Scale Hierarchical Network for Fast Bokeh Effect Rendering from a Single Image

The Bokeh Effect is one of the most desirable effects in photography for rendering artistic and aesthetic photos. Usually, it requires a DSLR camera with different aperture and shutter settings and certain photography skills to generate this effect. In smartphones, computational methods and additional sensors are used to overcome the physical lens and sensor limitations to achieve such effect. Most of the existing methods utilized additional sensor's data or pretrained network for fine depth estimation of the scene and sometimes use portrait segmentation pretrained network module to segment salient objects in the image. Because of these reasons, networks have many parameters, become runtime intensive and unable to run in mid-range devices. In this paper, we used an end-to-end Deep Multi-Scale Hierarchical Network (DMSHN) model for direct Bokeh effect rendering of images captured from the monocular camera. To further improve the perceptual quality of such effect, a stacked model consisting of two DMSHN modules is also proposed. Our model does not rely on any pretrained network module for Monocular Depth Estimation or Saliency Detection, thus significantly reducing the size of model and run time. Stacked DMSHN achieves state-of-the-art results on a large scale EBB! dataset with around 6x less runtime compared to the current state-of-the-art model in processing HD quality images.

cs.CV↗

arXiv2020

Detector-SegMentor Network for Skin Lesion Localization and Segmentation

Melanoma is a life-threatening form of skin cancer when left undiagnosed at the early stages. Although there are more cases of non-melanoma cancer than melanoma cancer, melanoma cancer is more deadly. Early detection of melanoma is crucial for the timely diagnosis of melanoma cancer and prohibit its spread to distant body parts. Segmentation of skin lesion is a crucial step in the classification of melanoma cancer from the cancerous lesions in dermoscopic images. Manual segmentation of dermoscopic skin images is very time consuming and error-prone resulting in an urgent need for an intelligent and accurate algorithm. In this study, we propose a simple yet novel network-in-network convolution neural network(CNN) based approach for segmentation of the skin lesion. A Faster Region-based CNN (Faster RCNN) is used for preprocessing to predict bounding boxes of the lesions in the whole image which are subsequently cropped and fed into the segmentation network to obtain the lesion mask. The segmentation network is a combination of the UNet and Hourglass networks. We trained and evaluated our models on ISIC 2018 dataset and also cross-validated on PH\textsuperscript{2} and ISBI 2017 datasets. Our proposed method surpassed the state-of-the-art with Dice Similarity Coefficient of 0.915 and Accuracy 0.959 on ISIC 2018 dataset and Dice Similarity Coefficient of 0.947 and Accuracy 0.971 on ISBI 2017 dataset.

eess.IV↗