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Anton Malinovskiy

Publications and source records attributed to Anton Malinovskiy.

2 recordsLinked to original sources

Discovering the Latency-Elastic Trust Window: A Patentable UX Governor for Real-Time Payment Confirmation in WebRTC Streaming

Live streaming platforms increasingly embed payments into the interaction loop. In these systems, payment confirmation latency is not merely a back-end performance metric but a front-end UX variable that shapes user behavior, trust, and retention. This paper introduces a novel invention candidate - the Latency-Elastic Trust Window (LETW) - a control layer that computes a per-session latency budget, adapts UX feedback, and enforces jitter-aware thresholds to protect conversational rhythm. We model confirmation latency as a behavioral driver in WebRTC streaming, quantify its effect on conversion and engagement, and propose a telemetry-driven framework to manage latency thresholds. We combine a hazard model with a behavioral elasticity curve and present simulated, calibration-based results that mirror real-world response patterns. Our findings indicate that latency beyond two seconds materially reduces tip completion and repeat engagement, and that latency variance is as important as mean latency. We further formalize the LETW as a patentable UX governor that maps network conditions to user-facing modes, and we provide operational thresholds for engineering teams to enforce trust-preserving payment feedback.

cs.HC↗

Counterfactual Invariant Envelopes for Financial UX: Safety-Lattice Feature-Flag Governance in Crypto-Enabled Streaming

Feature flags are the primary mechanism for safely introducing financial capabilities in consumer applications. In crypto-enabled live streaming, however, naive rollouts can create non-obvious risk: users may be exposed to onramps without proper eligibility, external wallets without sufficient fraud controls, or advanced views that alter risk perception and behavior. This paper introduces a novel invention candidate, a Counterfactual Invariant Envelope governor that combines a safety lattice with causal measurement and a shadow cohort for risk estimation. We formalize rollout risk, define invariant constraints across feature combinations, and propose a controller that adapts exposure using leading abuse signals, compliance readiness, and revenue guardrails. We incorporate real-world adoption and fraud data for calibration, provide formulas for rollout safety, and include reproducible policy snippets. The results show that counterfactual, invariant-aware governance reduces risk spillover while preserving conversion and retention, offering a path to patentable governance logic for financial UX.

cs.HC↗