Life Style Levels: Neighborhood Delineation using Geospatial Data
Fine-scale socioeconomic information is often unavailable across rapidly ur-banizing regions of the developing world, like India, limiting the ability to delineate intra-urban variations in affluence and deprivation. This study pro-poses a scalable, grid-based urban delineation framework using building morphology derived from open-source satellite imagery. Urban areas across 59 Indian cities and towns are partitioned into high-resolution spatial grids and characterized using interpretable morphological indicators, which are combined into a transparent, rule-based scoring framework to delineate areas with contrasting levels of urban affluence. The resulting classifications are validated through ground-level Google Street View observations, revealing a sharp contrast between the grid classes which are consistent with the ex-pected effects of the lifestyle affluence indicators. We further investigate density-based clustering of building footprints in Mumbai to identify dense urban settlements, demonstrating that the resulting clusters exhibit substan-tial spatial overlap with known informal settlements across the city. Finally, we conduct an exploratory analysis mapping consumer loan delinquency across the derived affluence classes. By relying entirely on publicly available geospatial data, the proposed framework provides a scalable, interpretable, and cost-effective approach for granular urban affluence mapping across In-dian cities.