arXiv subjects

Huyen Giang Thi Thu

Publications and source records attributed to Huyen Giang Thi Thu.

4 recordsLinked to original sources

arXiv2026

ConnectED: A Curriculum-Aligned AI System for Vietnamese Instructional Lesson Planning and Student Learning

This paper presents ConnectED, a human-centered AI system that supports the full instructional lifecycle in Vietnamese education by linking curriculum-aligned lesson design, interactive student learning, and feedback-driven refinement. Built on VietEduQwen, a Vietnamese educational large language model trained via supervised fine-tuning and direct preference optimization, the system ensures academically accurate, pedagogically appropriate, and student-safe interactions. ConnectED operationalizes the ADDIE framework through structured prompt templates aligned with Official Dispatch No. 5512/BGDDT-GDTrH, where each phase serves as both a generation step and a teacher validation gate. The Evaluation phase further closes the loop by connecting student performance data with iterative lesson improvement. Beyond lesson generation, the system integrates a student-facing interactive environment, enabling continuous collection of learning signals to support teacher decision-making. Evaluation on 3,119 questions from the 2025 Vietnamese National High School Examination shows that VietEduQwen achieves 87.02% accuracy, outperforming Qwen3-8B by 6.10 percentage points. Surveys of teachers (n=18) and students (n=214) demonstrate strong satisfaction with curriculum alignment, lesson clarity, and usability. In practice, lesson preparation time is reduced from 3--4 hours to approximately 30--45 minutes with teacher-in-the-loop review. Ablation studies confirm that both DPO training and ADDIE-based orchestration contribute independently to system performance, highlighting the importance of structured teacher oversight for practical deployment.

cs.HC↗

arXiv2026

FairFinGAN: Fairness-aware Synthetic Financial Data Generation

Financial datasets often suffer from bias that can lead to unfair decision-making in automated systems. In this work, we propose FairFinGAN, a WGAN-based framework designed to generate synthetic financial data while mitigating bias with respect to the protected attribute. Our approach incorporates fairness constraints directly into the training process through a classifier, ensuring that the synthetic data is both fair and preserves utility for downstream predictive tasks. We evaluate our proposed model on five real-world financial datasets and compare it with existing GAN-based data generation methods. Experimental results show that our approach achieves superior fairness metrics without significant loss in data utility, demonstrating its potential as a tool for bias-aware data generation in financial applications.

cs.LG↗

arXiv2026

An Experimental Study on Fairness-aware Machine Learning for Credit Scoring Problems

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers' creditworthiness. However, the predicted outcomes of machine learning models can be biased toward protected attributes, such as race or gender. Numerous fairness-aware machine learning models and fairness measures have been proposed. Nevertheless, their performance in the context of credit scoring has not been thoroughly investigated. In this paper, we present a comprehensive experimental study of fairness-aware machine learning in credit scoring. The study explores key aspects of credit scoring, including financial datasets, predictive models, and fairness measures. We also provide a detailed evaluation of fairness-aware predictive models and fairness measures on widely used financial datasets. The experimental results show that fairness-aware models achieve a better balance between predictive accuracy and fairness compared to traditional classification models.

cs.LG↗

arXiv2025

Constraint-Reduced MILP with Local Outlier Factor Modeling for Plausible Counterfactual Explanations in Credit Approval

Counterfactual explanation (CE) is a widely used post-hoc method that provides individuals with actionable changes to alter an unfavorable prediction from a machine learning model. Plausible CE methods improve realism by considering data distribution characteristics, but their optimization models introduce a large number of constraints, leading to high computational cost. In this work, we revisit the DACE framework and propose a refined Mixed-Integer Linear Programming (MILP) formulation that significantly reduces the number of constraints in the local outlier factor (LOF) objective component. We also apply the method to a linear SVM classifier with standard scaler. The experimental results show that our approach achieves faster solving times while maintaining explanation quality. These results demonstrate the promise of more efficient LOF modeling in counterfactual explanation and data science applications.

cs.LG↗