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Jeff Brozena

Publications and source records attributed to Jeff Brozena.

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A Computational Ethical Framework for Financial Digital Phenotyping for Mental Health

Ethical governance of AI-driven systems is often expressed through high-level principles and static documentation, creating a gap between regulatory requirements and system-level verification. This challenge is particularly acute in digital phenotyping, where continuous behavioural data raises concerns around consent, privacy, and fairness. In this paper, we propose a computational ethical framework for AI-driven digital phenotyping system in which ethical requirements are formalised as deontic temporal logic constraints, alongside a conceptual ethical agent that oversees the system and ensures that any supervised system satisfies the specified constraints. Using a case study involving financial data and mental health, we model key ethical properties and verify them using the Z3 Satisfiability Modulo Theories (SMT) solver. Our evaluation shows that the framework is logically consistent and that violations of the specified ethical properties are ruled out within the formal model through counterexample-based verification. This presents early research enabling continuous, machine-verifiable ethical checking, moving beyond retrospective compliance based on static documentation. We discuss limitations, including the need for real-world verification with data, the challenge with subjectivity and contextual sensitivity, the need for human oversight, and outline how such approaches can support the development of digital phenotyping and AI systems with continuous and auditable ethical guarantees.

cs.LO

Vector Autoregression (VAR) of Longitudinal Sleep and Self-report Mood Data

Self-tracking is one of many behaviors involved in the long-term self-management of chronic illnesses. As consumer-grade wearable sensors have made the collection of health-related behaviors commonplace, the quality, volume, and availability of such data has dramatically improved. This exploratory longitudinal N-of-1 study quantitatively assesses four years of sleep data captured via the Oura Ring, a consumer-grade sleep tracking device, along with self-reported mood data logged using eMood Tracker for iOS. After assessing the data for stationarity and computing the appropriate lag-length selection, a vector autoregressive (VAR) model was fit along with Granger causality tests to assess causal mechanisms within this multivariate time series. Oura's nightly sleep quality score was shown to Granger-cause the presence of depressed and anxious moods using a VAR(2) model.

cs.HC

Supportive Fintech for Individuals with Bipolar Disorder: Financial Data Sharing Preferences to Support Longitudinal Care Management

Financial stability is a key challenge for individuals living with bipolar disorder (BD). Symptomatic periods in BD are associated with poor financial decision-making, contributing to a negative cycle of worsening symptoms and an increased risk of bankruptcy. There has been an increased focus on designing supportive financial technologies (fintech) to address varying and intermittent needs across different stages of BD. However, little is known about this population's expectations and privacy preferences related to financial data sharing for longitudinal care management. To address this knowledge gap, we have deployed a factorial vignette survey using the Contextual Integrity framework. Our data from individuals with BD (N=480) shows that they are open to sharing financial data for long term care management. We have also identified significant differences in sharing preferences across age, gender, and diagnostic subtype. We discuss the implications of these findings in designing equitable fintech to support this marginalized community.

cs.HC

Financial technologies (FinTech) for mental health: The potential of objective financial data to better understand the relationships between financial behavior and mental health

In this paper, we present novel research methods for collecting and analyzing personal financial data alongside mental health factors, illustrated through a N=1 case study using data from one individual with bipolar disorder. While we have not found statistically significant trends nor our findings are generalizable beyond this case, our approach provides an insight into the challenges of accessing objective financial data. We outline what data is currently available, what can be done with it, and what factors to consider when working with financial data. More specifically, using these methods researchers might be able to identify symptomatic traces of mental ill health in personal financial data such as identifying early warning signs and thereby enable preemptive care for individuals with serious mental illnesses. Based on this work, we have also explored future directions for developing interventions to support financial wellbeing. Furthermore, we have described the technical, ethical, and equity challenges for financial data-driven assessments and intervention methods, as well as provided a broad research agenda to address these challenges. By leveraging objective, personalized financial data in a privacy-preserving and ethical manner help lead to a shift in mental health care.

cs.HC