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Jen-Yin Yeh

Publications and source records attributed to Jen-Yin Yeh.

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Evolution Generators for Complex Parameters

Theoretical studies on how quantum systems are affected by external factors are often formulated through parameter changes in the system's Hamiltonian. Beyond Berry connections and phases, which focus on specific Hamiltonian eigenstates, recent studies inspired by non-Hermitian quantum formalisms provide a framework for obtaining general state evolution generators for real-valued parameters. This study extends the applicability of the evolution generator formalism to complex-valued parameters via Wirtinger derivatives. By treating a complex parameter and its conjugate as independent variables, the evolution equations are derived for both quantum states and the metric of the Hilbert space bundle. The analysis demonstrates that while state evolution with respect to a complex parameter is naturally governed by its corresponding evolution generator, metric evolution requires a coupled contribution from both the generator and its conjugate counterpart to preserve state normalization. Explicit examples are worked out to illustrate the implementation and physical consistency of the formalism.

quant-ph

Predicting Failure of P2P Lending Platforms through Machine Learning: The Case in China

This study employs machine learning models to predict the failure of Peer-to-Peer (P2P) lending platforms, specifically in China. By employing the filter method and wrapper method with forward selection and backward elimination, we establish a rigorous and practical procedure that ensures the robustness and importance of variables in predicting platform failures. The research identifies a set of robust variables that consistently appear in the feature subsets across different selection methods and models, suggesting their reliability and relevance in predicting platform failures. The study highlights that reducing the number of variables in the feature subset leads to an increase in the false acceptance rate while the performance metrics remain stable, with an AUC value of approximately 0.96 and an F1 score of around 0.88. The findings of this research provide significant practical implications for regulatory authorities and investors operating in the Chinese P2P lending industry.

q-fin.GN