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Jialu Shen

Publications and source records attributed to Jialu Shen.

2 recordsLinked to original sources

SpecVQA: A Benchmark for Spectral Understanding and Visual Question Answering in Scientific Images

Spectra are a prevalent yet highly information-dense form of scientific imagery, presenting substantial challenges to multimodal large language models (MLLMs) due to their unstructured and domain-specific characteristics. Here we introduce SpecVQA, a professional scientific-image benchmark for evaluating multimodal models on scientific spectral understanding, covering 7 representative spectrum types with expert-annotated question-answer pairs. The aim comprises two aspects: spectra scientific QA evaluation and corresponding underlying task evaluation. SpecVQA contains 620 figures and 3100 QA pairs curated from peer-reviewed literature, targeting both direct information extraction and domain-specific reasoning. To effectively reduce token length while preserving essential curve characteristics, we propose a spectral data sampling and interpolation reconstruction approach. Ablation studies further confirm that the approach achieves substantial performance improvements on the proposed benchmark. We test the capability of prominent MLLMs in scientific spectral understanding on our benchmark and present a leaderboard. This work represents an essential step toward enhancing spectral understanding in multimodal large models and suggests promising directions for extending visual-language models to broader scientific research and data analysis.

cs.AI

Homeownership as a Life Cycle Goldmine: Evidence from Macrohistory

Should households buy their homes? Contrary to popular personal-finance and academic expert advice, our block-bootstrap life-cycle simulation suggests they should. Using 150 years of data across 16 countries, we find that homeownership raises wealth and consumption-equivalent welfare relative to saving-rate-matched benchmark strategies investing solely in financial assets. The gains come from lower portfolio risk, rent-risk hedging, access to home equity late in life for enhanced retirement consumption, and higher bequests. The gains vary with income, house-price conditions at purchase, and mortgage rates. Mortgages enable early homeownership access at the cost of lower liquidity and consumption-equivalent welfare.

econ.GN