arXiv subjects

Pratik Ghawate

Publications and source records attributed to Pratik Ghawate.

2 recordsLinked to original sources

arXiv2026

CareGraph: An Auditable Hybrid AI Framework for Evidence-Grounded Personalized Longitudinal Health Intelligence

Artificial intelligence is transforming personalized healthcare, yet fragmented clinical, self reported, and wearable evidence remains difficult to interpret and trace. We present CareGraph, an auditable hybrid AI framework that converts heterogeneous records into prioritized trends, missing context indicators, bounded next steps, discussion questions, and provenance linked explanations. CareGraph organizes evidence without diagnosing, predicting outcomes, selecting treatment, or making autonomous clinical decisions. Its pipeline covers deterministic analysis, context detection, graph construction, constrained language model synthesis, evidence validation, safety controls, and release gating. Tests used synthetic cohorts of 400 patients each for development, validation, and holdout. On holdout data, a frozen ordinary least squares trend rule with a sufficiency gate achieved 0.827 accuracy, 0.837 macro F1 with a 95 percent confidence interval of 0.819 to 0.854, and 0.974 insufficient data F1. Missing context detection achieved 0.815 strict micro F1 versus 0.318 for the legacy detector. On an authored holdout benchmark, safety ruleset version 1.2 achieved 1.000 precision, 0.950 recall, and 0.974 F1. An audit requiring graph retrieval across 80 patients yielded 79 syntheses and 78 presentations without fallback; one output was blocked and one failed closed because of an invalid evidence key. Against monolithic GPT 5.6 on 56 matched patients, CareGraph was faster at 40.15 versus 49.62 seconds, shorter at 661 versus 1,163 words, and showed better exploratory lexical alignment with longitudinal targets; the baseline used fewer tokens and cited more raw evidence. Graph auditing verified provenance and deterministic retrieval; incremental graph effects on generation require paired evaluation. CareGraph offers a safety bounded foundation for intelligent personalized health systems.

cs.AI↗

arXiv2026

FinRCA-Bench: Benchmarking Evidence Retrieval and Reasoning for Financial AI Systems

Large language models are increasingly used to support financial operations, but their apparent reasoning performance can depend on whether they receive the right evidence. In financial reconciliation, the evidence needed for diagnosis is distributed across invoices, purchase orders, approvals, allocations, payments, ledger entries, and bank activity, linked by transactional relationships rather than textual similarity. End-to-end accuracy can therefore conflate evidence access with reasoning quality. We introduce FinRCA-Bench, a deterministic synthetic benchmark of 2,250 accounts-payable-to-bank reconciliation cases spanning 14 operational tables, including 1,500 injected failures across 15 causal categories and 750 legitimate or hard-negative cases. Root-cause labels and record-level evidence contracts are hidden from the model, allowing retrieval to be evaluated independently of answer correctness. We compare Rules/SQL, classical machine learning, dense semantic retrieval, deterministic relational expansion, and Typed Provenance Graph Retrieval (TPGR), a typed traversal restricted to persisted transaction relationships. Rules/SQL reaches 84.97% held-out exact accuracy and classical ML reaches 95.44%. Holding the reasoning model, prompt, and generation settings fixed while changing only retrieval increases macro required-record recall from 0.83% to 77.70% and exact 16-class accuracy from 2.05% to 72.44%. Structural retrieval failures outnumber reasoning failures with sufficient retrieval by 95 to 15; 254 correct predictions occur despite incomplete retrieval, and strict returned-evidence contract accuracy is only 5.72%. On FinRCA-Bench, retrieval architecture strongly shapes observed AI-system performance, and a correct root-cause label is a weak proxy for an auditable diagnosis.

cs.AI↗