arXiv subjects

Thang Viet Doan

Publications and source records attributed to Thang Viet Doan.

3 recordsLinked to original sources

arXiv2026

An Experimental Study on Fairness-aware Machine Learning for Credit Scoring Problems

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers' creditworthiness. However, the predicted outcomes of machine learning models can be biased toward protected attributes, such as race or gender. Numerous fairness-aware machine learning models and fairness measures have been proposed. Nevertheless, their performance in the context of credit scoring has not been thoroughly investigated. In this paper, we present a comprehensive experimental study of fairness-aware machine learning in credit scoring. The study explores key aspects of credit scoring, including financial datasets, predictive models, and fairness measures. We also provide a detailed evaluation of fairness-aware predictive models and fairness measures on widely used financial datasets. The experimental results show that fairness-aware models achieve a better balance between predictive accuracy and fairness compared to traditional classification models.

cs.LG↗

arXiv2025

ToVo: Toxicity Taxonomy via Voting

Existing toxic detection models face significant limitations, such as lack of transparency, customization, and reproducibility. These challenges stem from the closed-source nature of their training data and the paucity of explanations for their evaluation mechanism. To address these issues, we propose a dataset creation mechanism that integrates voting and chain-of-thought processes, producing a high-quality open-source dataset for toxic content detection. Our methodology ensures diverse classification metrics for each sample and includes both classification scores and explanatory reasoning for the classifications. We utilize the dataset created through our proposed mechanism to train our model, which is then compared against existing widely-used detectors. Our approach not only enhances transparency and customizability but also facilitates better fine-tuning for specific use cases. This work contributes a robust framework for developing toxic content detection models, emphasizing openness and adaptability, thus paving the way for more effective and user-specific content moderation solutions.

cs.CL↗

arXiv2024

History, Development, and Principles of Large Language Models-An Introductory Survey

Language models serve as a cornerstone in natural language processing (NLP), utilizing mathematical methods to generalize language laws and knowledge for prediction and generation. Over extensive research spanning decades, language modeling has progressed from initial statistical language models (SLMs) to the contemporary landscape of large language models (LLMs). Notably, the swift evolution of LLMs has reached the ability to process, understand, and generate human-level text. Nevertheless, despite the significant advantages that LLMs offer in improving both work and personal lives, the limited understanding among general practitioners about the background and principles of these models hampers their full potential. Notably, most LLM reviews focus on specific aspects and utilize specialized language, posing a challenge for practitioners lacking relevant background knowledge. In light of this, this survey aims to present a comprehensible overview of LLMs to assist a broader audience. It strives to facilitate a comprehensive understanding by exploring the historical background of language models and tracing their evolution over time. The survey further investigates the factors influencing the development of LLMs, emphasizing key contributions. Additionally, it concentrates on elucidating the underlying principles of LLMs, equipping audiences with essential theoretical knowledge. The survey also highlights the limitations of existing work and points out promising future directions.

cs.CL↗