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Weidong Lin

Publications and source records attributed to Weidong Lin.

3 recordsLinked to original sources

AI Financial Advice: Supply, Demand, and Life Cycle Implications

We ask a representative sample to write prompts seeking spending and investing advice from LLMs, then simulate the lifetime effects of following the advice under realistic asset and labor market conditions. Applying this method to GPT-5.2, we find following the advice would move respondents toward life cycle theory: broader participation in diversified equity funds, age-declining equity shares, and larger savings buffers. Recommendations vary systematically by gender, prior AI experience, and financial literacy. For gender, two-thirds of recommended equity-share differences arise from men and women writing different prompts (demand), while one-third arise from gender labels attached to otherwise identical prompts (supply).

econ.GN

BIRD: A Trustworthy Bayesian Inference Framework for Large Language Models

Predictive models often need to work with incomplete information in real-world tasks. Consequently, they must provide reliable probability or confidence estimation, especially in large-scale decision-making and planning tasks. Current large language models (LLMs) are insufficient for accurate estimations, but they can generate relevant factors that may affect the probabilities, produce coarse-grained probabilities when the information is more complete, and help determine which factors are relevant to specific downstream contexts. In this paper, we make use of these capabilities of LLMs to provide a significantly more accurate probabilistic estimation. We propose BIRD, a novel probabilistic inference framework that aligns a Bayesian network with LLM abductions and then estimates more accurate probabilities in a deduction step. We show BIRD provides reliable probability estimations that are 30% better than those provided directly by LLM baselines. These estimates further contribute to better and more trustworthy decision making.

cs.CL

CAT: Cross-Attention Transformer for One-Shot Object Detection

Given a query patch from a novel class, one-shot object detection aims to detect all instances of that class in a target image through the semantic similarity comparison. However, due to the extremely limited guidance in the novel class as well as the unseen appearance difference between query and target instances, it is difficult to appropriately exploit their semantic similarity and generalize well. To mitigate this problem, we present a universal Cross-Attention Transformer (CAT) module for accurate and efficient semantic similarity comparison in one-shot object detection. The proposed CAT utilizes transformer mechanism to comprehensively capture bi-directional correspondence between any paired pixels from the query and the target image, which empowers us to sufficiently exploit their semantic characteristics for accurate similarity comparison. In addition, the proposed CAT enables feature dimensionality compression for inference speedup without performance loss. Extensive experiments on COCO, VOC, and FSOD under one-shot settings demonstrate the effectiveness and efficiency of our method, e.g., it surpasses CoAE, a major baseline in this task by 1.0% in AP on COCO and runs nearly 2.5 times faster. Code will be available in the future.

cs.CV