arXiv subjects

Zhikang Xu

Publications and source records attributed to Zhikang Xu.

3 recordsLinked to original sources

arXiv2026

Mind the Way You Select Negative Texts: Pursuing the Distance Consistency in OOD Detection with VLMs

Out-of-distribution (OOD) detection seeks to identify samples from unknown classes, a critical capability for deploying machine learning models in open-world scenarios. Recent research has demonstrated that Vision-Language Models (VLMs) can effectively leverage their multi-modal representations for OOD detection. However, current methods often incorporate intra-modal distance during OOD detection, such as comparing negative texts with ID labels or comparing test images with image proxies. This design paradigm creates an inherent inconsistency against the inter-modal distance that CLIP-like VLMs are optimized for, potentially leading to suboptimal performance. To address this limitation, we propose InterNeg, a simple yet effective framework that systematically utilizes consistent inter-modal distance enhancement from textual and visual perspectives. From the textual perspective, we devise an inter-modal criterion for selecting negative texts. From the visual perspective, we dynamically identify high-confidence OOD images and invert them into the textual space, generating extra negative text embeddings guided by inter-modal distance. Extensive experiments across multiple benchmarks demonstrate the superiority of our approach. Notably, our InterNeg achieves state-of-the-art performance compared to existing works, with a 3.47% reduction in FPR95 on the large-scale ImageNet benchmark and a 5.50% improvement in AUROC on the challenging Near-OOD benchmark.

cs.CV↗

arXiv2025

A Unified Perspective for Loss-Oriented Imbalanced Learning via Localization

Due to the inherent imbalance in real-world datasets, naïve Empirical Risk Minimization (ERM) tends to bias the learning process towards the majority classes, hindering generalization to minority classes. To rebalance the learning process, one straightforward yet effective approach is to modify the loss function via class-dependent terms, such as re-weighting and logit-adjustment. However, existing analysis of these loss-oriented methods remains coarse-grained and fragmented, failing to explain some empirical results. After reviewing prior work, we find that the properties used through their analysis are typically global, i.e., defined over the whole dataset. Hence, these properties fail to effectively capture how class-dependent terms influence the learning process. To bridge this gap, we turn to explore the localized versions of such properties i.e., defined within each class. Specifically, we employ localized calibration to provide consistency validation across a broader range of losses and localized Lipschitz continuity to provide a fine-grained generalization bound. In this way, we reach a unified perspective for improving and adjusting loss-oriented methods. Finally, a principled learning algorithm is developed based on these insights. Empirical results on both traditional ResNets and foundation models validate our theoretical analyses and demonstrate the effectiveness of the proposed method.

cs.LG↗

arXiv2021

Optimal investment and contingent claim valuation with exponential disutility under proportional transaction costs

We consider indifference pricing of contingent claims consisting of payment flows in a discrete time model with proportional transaction costs and under exponential disutility. This setting covers utility maximisation as a special case. A dual representation is obtained for the associated disutility minimisation problem, together with a dynamic procedure for solving it. This leads to efficient and convergent numerical procedures for indifference pricing, optimal trading strategies and shadow prices that apply to a wide range of payoffs, a large range of time steps and all magnitudes of transaction costs.

q-fin.MF↗