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arXiv · 2312.14943

Flood Event Extraction from News Media to Support Satellite-Based Flood Insurance

Tejit Pabari·Beth Tellman·Giannis Karamanolakis·Mitchell Thomas·Max Mauerman·Eugene Wu·Upmanu Lall·Marco Tedesco·Michael S Steckler·Paolo Colosio·Daniel E Osgood·Melody Braun·Jens de Bruijn·Shammun Islam
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Abstract

Floods cause large losses to property, life, and livelihoods across the world every year, hindering sustainable development. Safety nets to help absorb financial shocks in disasters, such as insurance, are often unavailable in regions of the world most vulnerable to floods, like Bangladesh. Index-based insurance has emerged as an affordable solution, which considers weather data or information from satellites to create a "flood index" that should correlate with the damage insured. However, existing flood event databases are often incomplete, and satellite sensors are not reliable under extreme weather conditions (e.g., because of clouds), which limits the spatial and temporal resolution of current approaches for index-based insurance. In this work, we explore a novel approach for supporting satellite-based flood index insurance by extracting high-resolution spatio-temporal information from news media. First, we publish a dataset consisting of 40,000 news articles covering flood events in Bangladesh by 10 prominent news sources, and inundated area estimates for each division in Bangladesh collected from a satellite radar sensor. Second, we show that keyword-based models are not adequate for this novel application, while context-based classifiers cover complex and implicit flood related patterns. Third, we show that time series extracted from news media have substantial correlation Spearman's rho$=0.70 with satellite estimates of inundated area. Our work demonstrates that news media is a promising source for improving the temporal resolution and expanding the spatial coverage of the available flood damage data.

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Tejit Pabari, Beth Tellman, Giannis Karamanolakis, Mitchell Thomas, Max Mauerman, Eugene Wu, Upmanu Lall, Marco Tedesco, Michael S Steckler, Paolo Colosio, Daniel E Osgood, Melody Braun, Jens de Bruijn, Shammun Islam. 2023-12-05. Flood Event Extraction from News Media to Support Satellite-Based Flood Insurance. https://arxiv.org/abs/2312.14943

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